Now analyzing all 50 states + DC — statute citations included for Florida, more states being added.
Real Estate Title Risk API
Early Access
50 States + DC

Made
for
developers.

What it does

Submit a closing package — deed, title commitment, HOA estoppel — and get back a structured risk report with findings, verbatim evidence, cure guidance, and the commitment's Schedule B-I requirements.

See the output →
Who it's for

Developers building real estate AI agents, lender portals, or investment screening tools who need programmatic title risk analysis without building it themselves.

What it analyzes →
How to get started

Create an account and generate your own API key. First analysis call in minutes, 3 free to try it. No procurement process.

Request access →

What you get back

3847 Tangerine Blvd, Orlando FL 32808  ·  title_commitment.pdf + warranty_deed.pdf + hoa_estoppel.pdf
NEEDS REVIEW
Risk Score
76
Risk Level
Moderate
Findings
3
Requirements
5
DOC-006B
Legal description mismatch across documents
"Title commitment: Lot 19, Block 4, Maplewood Estates Phase 2 (Plat Book 58, Pages 22-24). Deed: Lot 19, Block 4, Maplewood Estates Phase 1..."
⬡ AI Cure: Obtain a corrective deed from grantor Robert A. Henderson conveying Lot 19, Block 4, Maplewood Estates Phase 2 (Plat Book 58, Pages 22-24) to correct the subdivision reference.
CRITICAL
DOC-004
Expired document — HOA estoppel letter
"Valid Through: February 28, 2026 — closing scheduled April 15, 2026"
⬡ AI Cure: Contact Tangerine Grove HOA at (407) 555-0192 to obtain a refreshed estoppel letter valid through the closing date of April 15, 2026.
WARNING
CLOSING-007
Payoff required prior to closing
"Provide payoff and release of existing mortgage held by First Southern Bank, OR Book 9842, Page 1104"
WARNING

Built for real closing packages

01

Title Commitments

Parses Schedule A and B. Extracts requirements, flags missing conditions, identifies exceptions that affect marketability.

02

Deeds

Warranty, quitclaim, trustee, probate, and personal representative deeds. Legal description comparison across documents.

03

HOA Estoppels

Detects expired letters, open violations, delinquent assessments, and pending special assessments.

04

Payoff Letters

Identifies existing mortgages requiring payoff and cross-references with the title commitment requirements.

05

Authority Documents

Flags missing letters testamentary, trust certificates, POA documents, and corporate resolutions for non-individual grantors.

06

Multi-Doc Bundles

Cross-document consistency — seller names, parcel IDs, addresses, and legal descriptions checked across the full package.

One endpoint.
One call.

POST one or more PDFs. Get back a full structured JSON report. No preprocessing, no SDK required — plain HTTP.

  • — Multipart/form-data upload
  • — Risk score, level, and tier
  • — Verbatim evidence per finding
  • — AI cure guidance per finding
  • — Single doc or full bundle
  • — Schedule B-I requirements extracted
  • — Rule profile selection per request
  • — Jurisdiction and maturity per report
request.sh
# Analyze a closing bundle
curl -X POST https://api.curagent.io/analyze \
  -H "X-API-Key: cur_live_your_key_here" \
  -F "files=@title_commitment.pdf" \
  -F "files=@warranty_deed.pdf" \
  -F "files=@hoa_estoppel.pdf" \
  -F "profile=default"
response.json
{
                    "reportId": "3f2a8c14-...",
                    "property": {
                    "address": "1103 Falcon Ridge Ct...",
                    "parcelId": "28-22-31-9021-03-140"
                    },
                    "jurisdictionApplied": {
                    "stateCode": "FL",
                    "maturity": "production",
                    "citationsEnabled": true
                    },
                    "risk": {
                    "score": 76,
                    "level": "Moderate",
                    "blockerCount": 0
                    },
                    "findings": [{
                    "ruleId": "CLOSING-003",
                    "severity": "Warning",
                    "tier": "Medium",
                    "evidence": "No satisfaction or release
      thereof appears of record",
                    "cure": "Obtain a recorded release
      or satisfaction before funding..."
                    }],
                    "requirements": [{
                    "documentType": "TitleReport",
                    "items": [{
                    "number": "1",
                    "text": "Payment of the full
        consideration to the grantor..."
                    }]
                    }]
}

Give your agent title expertise.

Curagent runs a hosted MCP server, so an AI agent can read a closing package and reason about what it finds — no integration code. Same key, same credit balance, same analysis as the REST API.

claude_desktop_config.json
{
                  "mcpServers": {
                    "curagent": {
                      "url": "https://mcp.curagent.io/",
                      "transport": "streamable-http",
                      "headers": {
                        "X-API-Key": "your_curagent_api_key"
                      }
                    }
                  }
                }

Prepaid credits. One per analysis.

Sandbox
Free
to get started

  • 3 free analyses
  • Full API access
  • All document types
  • JSON response
Get Started
Volume
Let's talk
building something bigger?

  • High-volume or platform usage
  • Custom pricing for bulk credits
  • Reach out and tell us what you're building
Contact Us

Create a key in about a minute

No sales call, no procurement. Create an account, confirm your email, and generate a key from the developers page. You get 3 free analyses to try it — no card required.

→ Create an account

The same key works for the REST API and the MCP server, and draws from one credit balance.

Curagent provides informational analysis only and does not constitute legal advice. All findings should be reviewed by a qualified title professional or real estate attorney before making any closing decisions. Curagent makes no representations as to the accuracy or completeness of any analysis. Curagent analyzes real property transactions in all 50 states and the District of Columbia; statute citations are included for jurisdictions Curagent has validated, currently Florida.