Now analyzing all 50 states + DC — statute citations included for Florida, more states being added.
Real Estate Title Risk Analysis
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50 States + DC

Title risk,
analyzed
in seconds.

What it does

Upload a closing package — deed, title commitment, HOA estoppel — and get back a clear risk report with findings, evidence, and guidance on how to cure each issue.

What it analyzes →
Who it's for

Title companies, real estate attorneys, and lenders who need to surface title risk fast.

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What you get back

3847 Tangerine Blvd, Orlando FL 32808  ·  title_commitment.pdf + warranty_deed.pdf + hoa_estoppel.pdf
NEEDS REVIEW
Risk Level
Moderate
Requirements identified — resolve these before this file can close.
Risk Score 76 / 100
HIGHER RISK LOWER RISK
DELAY Liens / Payoffs / Judgments
These items often delay closing until releases and payoffs are confirmed and recorded.
Encumbrance of record with no satisfaction or release — obtain the payoff and confirm the release is recorded.
"Mortgage from Dwight L. Pemberton to Gulfstream Federal Savings Bank, recorded April 4, 2007 in Official Records Book 7104, Page 388, in the original principal amount of $184,000.00. No satisfaction or release thereof appears of record"
⬡ Cure: Obtain a lien release from Gulfstream Federal Savings Bank for the mortgage recorded in Book 7104, Page 388, to clear title before closing.
WARNING
SCHEDULE B-I Commitment Requirements
Listed as written by the underwriter — every item, not just the ones we flagged.
1 The payoff and release of the existing mortgage held by First National Bank must be provided prior to closing.
+ 4 more requirements

Built for real closing packages

01

Title Commitments

Parses Schedule A and B. Extracts requirements, flags missing conditions, identifies exceptions that affect marketability.

02

Deeds

Warranty, quitclaim, trustee, probate, and personal representative deeds. Legal description comparison across documents.

03

HOA Estoppels

Detects expired letters, open violations, delinquent assessments, and pending special assessments.

04

Payoff Letters

Identifies existing mortgages requiring payoff and cross-references with the title commitment requirements.

05

Authority Documents

Flags missing letters testamentary, trust certificates, POA documents, and corporate resolutions for non-individual grantors.

06

Multi-Doc Bundles

Cross-document consistency — seller names, parcel IDs, addresses, and legal descriptions checked across the full package.

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Curagent provides informational analysis only and does not constitute legal advice. All findings should be reviewed by a qualified title professional or real estate attorney before making any closing decisions. Curagent makes no representations as to the accuracy or completeness of any analysis. Curagent analyzes real property transactions in all 50 states and the District of Columbia; statute citations are included for jurisdictions Curagent has validated, currently Florida.